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Business Finance :: Loan, Financing, Commercial Finance
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Beyond Survial
Beyond Survival
Business survival in the 21st Century - Seven key areas of failure
by David Dandie - Westpac Bank
David Dandie is Manager Business Advisory & Training (Australasia) for Westpac Bank. David is a regular speaker at conventions, conferences and other prominent business events and has dealt with thousands of small to medium sized businesses, providing financial advice, assisting them with their growth and transition. He runs a financial management workshop on behalf of the Bank known as 'Beyond Survival'.
This is a two day finance course aimed at helping business people across Australasia understand and improve their businesses financial performance. You do not have to be a Bank customer to attend, the content is easy to follow, is practical and hands on. Over the next few issues David will explain some of the key factors covered in the course and those which are main drivers of financial performance. Westpac Banking Corporation
Westpac Banking Corporation was founded in Sydney in 1817 as the Bank of New South Wales; and in 1982 its name was changed to that used today. With a customer base exceeding 7.7 million, Westpac is a leading provider of banking and financial services in Australia, New Zealand and the Pacific region. In these markets it operates through more than 1,000 branches and agencies. Westpac also maintains offices in the key financial centres around the world.
Westpac provides a broad range of banking and financial services for personal, business, and institutional customers. Its activities include a full range of banking and financial services, including retail, commercial and institutional banking and wealth management activities.
The Westpac Group employs approximately 26,755 people around the world and has total assets of over A$234 billion. Westpac is ranked in the top 10 listed companies by market capitalisation and as at the end of March 2004 its market capitalisation was approximately A$32 billion. Westpac declared cash earnings of $1,233m in the half year to March 2004, and a very sound 20% return on equity."
Westpac Banking Corporation
Westpac Banking Corporation was founded in Sydney in 1817 as the Bank of New South Wales; and in 1982 its name was changed to that used today. With a customer base exceeding 7.7 million, Westpac is a leading provider of banking and financial services in Australia, New Zealand and the Pacific region. In these markets it operates through more than 1,000 branches and agencies. Westpac also maintains offices in the key financial centres around the world.
Westpac provides a broad range of banking and financial services for personal, business, and institutional customers. Its activities include a full range of banking and financial services, including retail, commercial and institutional banking and wealth management activities.
The Westpac Group employs approximately 26,755 people around the world and has total assets of over A$234 billion. Westpac is ranked in the top 10 listed companies by market capitalisation and as at the end of March 2004 its market capitalisation was approximately A$32 billion. Westpac declared cash earnings of $1,233m in the half year to March 2004, and a very sound 20% return on equity.
Business survival in the 21st Century
The motivations to start your own a business are many. Lots of business operators are very good at making something or selling something and build their business around that skill. They are hard workers and have huge drive and energy to make it happen. Unfortunately history shows that the technical and selling skills that led them to opening a business are not enough to run a successful enterprise. Whilst all small businesses are started with enthusiasm and strong commitment, the sad truth is that 60% of businesses fail within the first three years of set up and 90% of those that survive disappear within 10 years.
Please call 1300-769-441; +61 3 9802-5288; email or fax: +61 3 9803-8296
for finance and leasing assistance.
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